Pay Your Team in Stablecoins.
Fast, Cheap, Global.

Built for small businesses paying contractors worldwide. Zero wire fees. 3-5 second settlements. XRPL-powered payroll that just works.

Start Paying Now See How It Works

$0.0002

Average Transaction Fee

3-5s

Payment Settlement Time

100%

Transparent On-Ledger

24/7

Global Payment Access

Built for Small Businesses, Not Enterprises

Everything you need to pay contractors globally. Nothing you don't.

💰

Stablecoin Payroll

Pay contractors in RLUSD, USDC, USDT, or XRP. Settled in 3-5 seconds on the XRPL. No bank delays, no wire transfer waits.

👥

Contractor Portal

Contractors onboard themselves. They set their preferred token, wallet address, and payment schedule. You just approve and pay.

⚡

Batch Payments

Pay your entire team in one click. XRPL handles all transfers simultaneously. No more processing payments one by one.

📄

Tax Documentation

Auto-generate 1099-NEC for US contractors. Track all payments for international compliance. Export everything at tax time.

📅

Payment Scheduling

Weekly, bi-weekly, monthly, or milestone-based schedules. Set it once, and payments run automatically on your terms.

🌍

Multi-Currency Invoicing

Set contractor rates in USD, pay in stablecoins at current rates. Perfect for international teams with local pricing expectations.

🔗

On-Ledger Receipts

Every payment has a verifiable XRPL transaction hash. Full transparency, perfect for audits, disputes, or compliance checks.

📊

Expense Tracking

Track contractor costs by project, client, or category. See where your payroll budget goes and optimize accordingly.

🔌

API Access

Integrate payroll into your existing tools. Automate payments from your CRM, project management, or accounting software.

💸

Zero Wire Fees

No $25-50 wire transfer fees per payment. XRPL transactions cost fractions of a penny. Pay 10 people or 100 for the same cost.

How It Works

Five simple steps from setup to payment

1

Add Contractors

Invite your team via email. They set up their wallet and payment preferences through a simple self-service portal.

2

Set Payment Terms

Define amount, frequency, preferred token, and project allocation. Everything's customizable per contractor.

3

Fund Your Account

Load stablecoins (RLUSD, USDC, USDT) or XRP into your PayDLT wallet. Simple transfers from any exchange or wallet.

4

Send Payments

Hit pay. Everyone gets paid in seconds. Batch payments process all contractors simultaneously on the XRPL.

5

Track Everything

Dashboard shows all payments: pending, confirmed, with TX hashes. Export 1099s and payment history with one click.

Simple, Transparent Pricing

No hidden fees. No sales calls. Start free, upgrade when you need to.

Free
$0
Forever
  • 3 contractors
  • 10 payments/month
  • RLUSD + XRP payments
  • Basic reporting
  • Email support
Start Free
Pro
$49
per month
  • 25 contractors
  • Unlimited payments
  • All tokens (RLUSD, USDC, USDT, XRP)
  • Tax documentation (1099-NEC)
  • Payment scheduling
  • Advanced reporting
  • API access
  • Priority support
Start Pro Trial
Business
$129
per month
  • Unlimited contractors
  • Unlimited payments
  • All tokens
  • Tax documentation
  • Payment scheduling
  • Team management
  • Custom integrations
  • White-label receipts
  • Priority support
  • Dedicated account manager
Contact Sales

PayDLT vs Traditional Payroll

See why small businesses are switching to stablecoin payroll

Feature PayDLT Deel / Rise Wire Transfers
Transaction Fee $0.0002 $0-5 per payment $25-50 per wire
Settlement Time 3-5 seconds 1-3 business days 3-7 business days
Starting Price Free (3 contractors) $49/contractor/mo $25-50 per payment
Global Payments ✓ Instant ✓ 1-3 days ✓ 3-7 days
Transparent Receipts ✓ On-ledger Platform only Bank statements
No Minimums ✓ Pay 1 or 100 Enterprise focus Per-payment fees
Tax Documentation ✓ Auto 1099-NEC ✓ Extra cost ✗ Manual
API Integration ✓ Pro plan ✓ Enterprise ✗ Not available

What Our Users Say

Real feedback from small business owners paying contractors globally

"We were paying $40 per wire transfer to each contractor. With PayDLT, we pay our entire team of 8 for pennies. The savings paid for our Pro subscription in the first month."

SM

Sarah Mitchell

Founder, DesignHub Agency

"The contractor portal is brilliant. They set up their own wallets and payment preferences. I just approve and pay. Saves me hours every pay period."

JC

James Chen

Owner, BuildRight Construction

"Deel quoted us $49 per contractor per month. That's $490/month for our team of 10. PayDLT Pro is $49/month total. No-brainer."

MP

Maria Patel

CEO, CodeCraft Studios

Frequently Asked Questions

How do contractors receive payments?
Contractors receive payments directly to their XRPL wallet. They set up their wallet address during onboarding and can choose their preferred token (RLUSD, USDC, USDT, or XRP). Payments arrive in 3-5 seconds and they can immediately transfer to an exchange or hold as needed.
Do contractors need crypto experience?
No! Our contractor portal guides them through wallet setup with simple instructions. Most contractors can complete onboarding in under 5 minutes. We provide step-by-step support for setting up XRPL wallets via Xaman or other popular wallet apps.
What about taxes and 1099 forms?
PayDLT automatically tracks all payments and generates 1099-NEC forms for US contractors at year-end (Pro and Business plans). You can export payment history anytime for accounting purposes. Stablecoin payments are treated as regular income by the IRS.
How much does it really cost to pay contractors?
XRPL transaction fees are typically $0.0002 per payment. Your actual cost depends on your subscription plan. Free plan: $0 monthly + network fees. Pro: $49/month + network fees. Business: $129/month + network fees. Compare this to $25-50 wire fees per payment with traditional banking.
Can I pay contractors in different countries?
Yes! That's the beauty of stablecoin payroll. XRPL works globally 24/7. Whether your contractor is in the Philippines, Poland, or Peru, they receive payment in the same 3-5 seconds with the same low fees. No international wire fees, no currency conversion markups.
What if I need to pay in traditional currency?
Contractors can convert stablecoins to local currency through exchanges like Coinbase, Kraken, or Bitstamp. Most major exchanges support USDC, USDT, and XRP with quick withdrawals to bank accounts. We're also working on integrated off-ramp partnerships for direct bank transfers.
Is PayDLT secure?
Yes. All payments are processed on the XRPL, a proven blockchain with over 10 years of uptime. We never hold your private keys—you control your funds. Every transaction is cryptographically secured and publicly verifiable on-ledger. We use industry-standard security for account access and data storage.
Can I try PayDLT before upgrading?
Absolutely! Start with our Free plan (3 contractors, 10 payments/month) to test the platform. No credit card required. When you're ready to scale, upgrade to Pro or Business with a 14-day free trial. Cancel anytime.

Ready to Modernize Your Payroll?

Join small businesses worldwide paying contractors faster and cheaper.

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